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Save money by maximizing your medicare! Listen to this audiobook! Inside Mario Robertson’s Medicare 2018-2020, you’ll discover how to get the benefits you deserve from this wide-ranging program. Whether you’re over 65 or have a covered disability, you (and 15 percent of the US population) need to access the full extent of your Medicare benefits. With this book, you can cut through all the outdated and confusing information out there - and find the help you need. Mario explains a vast array of Medicare concepts and strategies: Enrollment and eligibility Medicare Advantage Plan eligibility General and special enrollment Medigap eligibility, plan selection, and costs Prescription enrollment, prices, and coverage And what’s new for Medicare in 2018 Don’t dip into your retirement savings to pay for healthcare costs! Use this book and learn to use Medicare in conjunction with Medigap and supplemental insurance plans. No matter what your specific financial/healthcare situation involves, you can find the information you need to enjoy a happy and healthy life. In this comprehensive and actionable guide, you’ll learn to enroll in Medicare Parts A and B before considering additional coverage (Part C). Mario explains all four parts (A, B, C, and D) of Medicare enrollment - and how to choose between HMOs and PPOs. You’ll also find out how to get prescription medication coverage through plans like Medicare Advantage. When you order this audiobook, you can access Mario’s cost-saving advice on choosing the right plans and Medicare Parts. He explains how to work with companies in the Health Insurance Marketplace - and what they are and aren’t allowed to do. You’ll even discover special advice for both new and existing Medicare participants. 1. Language: English. Narrator: Tom Mitchell. Audio sample: http://samples.audible.de/bk/acx0/115442/bk_acx0_115442_sample.mp3. Digital audiobook in aax.
With things still raw and unsettled between Claire and her boyfriend Shane, Claire has been granted the opportunity to move out of Morganville - and she's taking it. Escorted to the town borders by Myrnin, she is given her admission papers to MIT, along with enrollment in an advanced study course with Professor Irene Anderson, a former Morganville native. But it's hard to leave the town, the vamps and her friends behind, and Claire can't help but wonder whether leaving Morganville is actually a mistake. 1. Language: English. Narrator: Katie Fenton. Audio sample: http://samples.audible.de/bk/bbcw/007040/bk_bbcw_007040_sample.mp3. Digital audiobook in aax.
The nation's top "Obamacare" insurance agent, Robert Welk, has authored Maximizing Obamacare to help you finally understand exactly what you need to do to avoid the vast majority of problems people experienced during open enrollment. The need for this audiobook is underscored by a recent revelation from the federal government that almost one-fourth of those enrolled have incorrectly reported their income. The government is so concerned they have hired a third party to find those enrollees so that the situation can be corrected immediately! If you would like to minimize the stress of the last open enrollment, understand how to maximize the subsidies retroactively, and avoid having to pay back large amounts of money, then this is the step-by-step explanation you have been looking for. Unlike most audiobooks on the subject, this audiobook is written for the consumer as a user's guide. Robert Welk is someone who has had so much success in helping clients overcome the challenges and maximize the benefits of the Affordable Care Act, that he was recognized in a televised award ceremony with the state's governor and one of the authors of the legislation. Do yourself a favor and put the philosophical and partisan arguments aside for a moment, so that you can begin to understand how to make the mechanics of this complex law work in your favor. 1. Language: English. Narrator: Dave Wright. Audio sample: http://samples.audible.de/bk/acx0/022187/bk_acx0_022187_sample.mp3. Digital audiobook in aax.
With a revolting cast of nasties, this mischievous audiobook demonstrates that perhaps life is not so great when spent solely in the pursuit of vileness. Lessons at the University of Vile are strict. With a timetable designed to refine the skills of grabbing, snatching, pushing, shoving, surreptitious tripping, and not-paying-attention, students must strive to hone their bad manners, poor personal hygiene, and repulsive habits. Graduation depends on demonstrating their monstrosity at all times. Those who don't meet the grade are destined for things far worse - disqualification and a quick enrollment at the dreaded Academy of Manners. 1. Language: English. Narrator: Jamie Hinde. Audio sample: http://samples.audible.de/bk/acx0/089898/bk_acx0_089898_sample.mp3. Digital audiobook in aax.
The student loans, just like the other forms of financial aid, are a service that is subject for repayment. However, although aware of such fact, many borrowers still fall to the trap of walking away from student loan debt which then results in a series of consequences. They tend to ignore their being summoned to enter repayment usually either 90 or 120 days after separating from school or after dropping below half-time enrollment. With this, the loans remain delinquent for 270 days or become 270 days past due at any time, leading the loans to "default" status. This book will help show students how to prevent loan default 1. Language: English. Narrator: Jay Hill. Audio sample: http://samples.audible.de/bk/acx0/027164/bk_acx0_027164_sample.mp3. Digital audiobook in aax.
A coauthor of the New York Times bestselling guide to Social Security Get What's Yours authors an essential companion to explain Medicare, the nation's other major benefit for older Americans. Learn how to maximize your health coverage and save money. Social Security provides the bulk of most retirees' income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn't, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans - Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare's parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you're still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What's Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now - and for the future. PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your Library section along with the audio. 1. Language: English. Narrator: James Foster. Audio sample: http://samples.audible.de/bk/brll/008393/bk_brll_008393_sample.mp3. Digital audiobook in aax.
I’ve been locked away my whole life because my alpha thinks that I’m an embarrassment. I’m the runt of my panther pride - not good enough, not strong enough, and different than everybody else. Then, I get the letter.Shifter Academy says that my enrollment is mandatory. This is the chance I’ve been waiting for. Once and for all, I will prove that just because I’m a runt doesn’t mean I’m not strong. I’m going to Shifter Academy, and not even my alpha can stop me.The New Girl is the first book in the Shifter Academy: United series. It is a slow burn, reverse harem. Why choose fast-paced, action-packed young adult (YA) paranormal romance. This book follows Layla, an 18-year-old panther shifter, through her senior year at Shifter Academy against the will of her alpha. Her story takes place in a world filled with different types of shifters, fae, and many other supernatural creatures. 1. Language: English. Narrator: Effie Bradley. Audio sample: http://samples.audible.de/bk/acx0/173497/bk_acx0_173497_sample.mp3. Digital audiobook in aax.
In this new short biography of Ulysses S. Grant, leading scholars provide an accessible introduction to Grant and his legacy. Grant led Federal forces to victory in the Civil War, was the first modern American president, and authored his memoirs, which would eventually become one of the greatest books of nonfiction by an American author.The authors present a thematic exploration of Grant, providing the necessary insight to appreciate Grant and correct the myths that for too long clouded his true importance. They highlight specific moments or relationships in Grant’s life - including his connection to such key figures as Abraham Lincoln and Mark Twain - and elaborate on the more controversial elements of Grant’s legacy, such as accusations about his drinking and corruption during the Grant presidency. Not to overlook his military accomplishments, they devote time to the study of Grant’s war strategy and military career, beginning as early as his reluctant enrollment into West Point.From humble birth to tragic death, this new take on Ulysses S. Grant instills readers with a deeper understanding of the military legend’s nuanced personal history and an appreciation for the late president’s tragic and triumphant story.The book is published by University Press of Mississippi. The audiobook is published by University Press Audiobooks. 1. Language: English. Narrator: Kevin Moriarty. Audio sample: http://samples.audible.de/bk/acx0/159877/bk_acx0_159877_sample.mp3. Digital audiobook in aax.